This is the tool that all the heroes of My Hero Academia have, which is quite useful.
The heroes of My Hero Academia have this tool that constantly gets them out of trouble.
the universe of My Hero Academia houses all kinds of characters and heroes who possess unique skills with which they stand out as they develop in the UA Academy
On the other hand, there are also characters that are born without any kind of gift or abilityreason for which they are made extremely difficult to pursue a career as a hero. Not to say impossible.
Despite having different abilities, these heroes constantly fight against villains to keep the population safe, continually facing danger in their day-to-day life as heroes. But apart from all these abilities and hero quirks that could relate to them, these seem to have something else in common and it is a tool. Next, we tell you the details.
What tool do the heroes of My Hero Academia have in common?

All the heroes of My Hero Academia have this tool in common to get them out of trouble
The heroes of My Hero Academia look immersed in adventures and battles continuouslybecause they always have to be cautious before any event or threat, that is why they tirelessly develop to strengthen themselves and face the villains.
During the continuous attacks of villains it has been shown that not all the abilities of the heroes are optimal to maintain a fight in a city or reduced area, since many of these have gifts of gigantification, as is the case of Mt. Lady.
That is why there is a tool that all the heroes have in common and it is of great importance for them, since they are always in the middle of the conflict without measuring the consequences and said instrument is a insurance against villainswhich allows you cover and bear all expenses of the damage they cause while fighting.
This type of insurance is very common in the hero universeWell, Marvel also uses it with their superheroes, since as it is known they have battles that escalate to unimaginable levels, generating great chaos and destruction in their path, which they have to cover using their Damage Control after the end of said fights.

The constant sieges of the Nomus cause great damage in the city that reaches millions of figures, for this reason the best option for the heroes is to have insurance against villains
It should be noted that this type of insurance is something really expensive, since the damage that these confrontations can cause could amount to millions that could end up creating a great debt for the heroes.
A clear example of this has been that of Mt. Lady, since during her debut as a heroine she was caused extensive collateral damage which amounted to multimillion-dollar figures, leading to a huge debt, since it did not have insurance against villains at that time, which ended up affecting its economy.

During its debut, Mt. Lady caused great damage in the city, generating a large million-dollar debt for all the disaster caused
Also, during this Mt. Lady inconvenience, this heroine also destroyed the building where her offices were located, which means she had to spend more money to be able to afford the repairs from your workplace.
Sure, with all the odds stacked against heroes, having insurance against villains is the best purchase you could make while they carry out this dangerous work, since normally the antagonists always arrive destroying everything in their path, just as the Nomu have done on multiple occasions.
On the other hand, that the heroes possess this insurance against villains gets them out of a lot of trouble, since it has been shown in the series that they have wreaked havoc, damaging buildings and entire cities in their constant battles. An example of this was the Kamino incident where the heroes’ fight with these villains left a lot of destruction and desolation, which means that the cost to make amends for all this damage must have been really high.